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Important Upcoming CAHC Meetings

Join the CAHC Coalition!

Want to join the 40+ other organizations and individuals who are part of the Consumers for Affordable Health Care Coalition?   

Click here for more information.  Or email Valerie Clark.

CAHC Educating and Reaching out to Mainers 

 
Our Outreach and Education Staff were once again trying to help soon-to-be laid off workers. We attended a resource fair in Auburn for the 200 workers about to lose their jobs at Symmetry Medical Riley.    
 
  Click here for more detail.
CAHC in the News

Insurance Benefit Caps Come Under Fire in Augusta

As heard on MPBN 1/21/10, reported by Anne Mostue
 
"It's not often that a change in insurance law can eliminate a catastrophic risk that many of us face, and financial ruin that a few of us will have to deal with, all for a very small cost. But that is exactly the situation we're presented with respect to annual and lifetime benefit limits," (CAHC Board Member, Mitchell) Stein says..
 

Free Media Training On Health Care Reform
 
We periodically hold health care and coverage media trainings. They will give you more information about why national and state health care reform is important and how you can be more active in getting the message out through media and other venues.  If you are interested in attending any of these trainings, please email Cherilee. 
 Interesting Facts

 According to Maine health insurance company reports to the Bureau of Insurance, only 14 people in this state hit lifetime  insurance caps and 27 hit annual caps between 2003-2009.  From the numbers they received, the Bureau of Insurance says the cost to eliminate these caps would likely be minimal with an average of about 0.2% increase in premiums. 
MaineShare 

January, 2010

CAHC Supports Removing Lifetime and Annual Caps from Health Insurance Policies   
 
Clover 2 monthsConsumers for Affordable Health Care (CAHC) along with Maine Voices for Coverage released a report, "False Security: Health Insurance That Doesn't Pay When You Need It Most" which explains why lifetime and annual caps on health insurance are a detriment to Maine people and our economy.  The report relates to a bill sponsored by House Majority Whip Seth Berry, (LD 1620) "An Act to Protect Health Care Consumers from Catastrophic Medical Debt."  
 
Clover 2 monthsAt a press conference we held January 21st Berry said, "As legislators, we always say we want to protect the most vulnerable. Who is more vulnerable than those who are so sick they run out of health coverage to pay for the bills? No Maine family should ever have to risk losing their homes or their life savings because a family member has been diagnosed with cancer, hemophilia, AIDS, multiple sclerosis-or any other illness that tends to accrue medical bills quickly."
 
We got great press coverage of this event.  Check it out along with more on this story by clicking here.
 
Pictured above: Top- Majority Whip Seth Berry speaks at our press conference while other legislators and bill supporters watch on.  Below- Theresa and "Rocky" D'Andrea of Limerick talk with a reporter about their extreme challenges since hitting their lifetime health insurance cap.
CAHC Begins New Effort to Help Maine People Receive Better Coordinated Care

Consumers for Affordable Health Care plans to take part in a new national effort to try and reform our health care system by making sure the needs of patients and their family caregivers are front and center in a new health care system.  Specifically we're working to make sure vulnerable older adults with multiple chronic health conditions get the comprehensive, coordinated, quality health care they need and deserve.

 

Clover 2 monthsThe Campaign for Better Care (CBC) will launch its efforts in March 2010 as an unprecedented mobilization.  This effort is led locally by Consumers for Affordable Health Care and nationally by the National Partnership for Women & Families.

 
 
Pictured Above:  Renee Markus Hoden, of Community Catalyst, talks at the Southern
Maine Area Agency on Aging about how CBC and its goals align with national health reform policies being considered in Washington, D.C.
Volunteer Helps CAHC Achieve its Mission
 
CAHC Volunteer Highlight:
 

Jessi is an 18 year old high school student.  She learned how important it is to have health insurance when her younger brother needed major corrective surgery on his chest, and their Mom couldn't afford it. Over the last four years she provided support to several outreach events for Consumers for Affordable Health Care. Last year alone she volunteered at 6 different events that hosted over 82,000 people by staffing exhibits on free and low-cost health care coverage programs. She gave dozens of hours of her time counseling Mainers on how to utilize the toll-free HelpLine (1-800965-7476) at Consumers for Affordable Health Care, and handed out supporting informative materials. With her assistance, more than 1200 people learned about programs that might help them access health coverage for themselves and their children. Armed with the materials and information Jessi presented, hundreds of Maine people were able to apply for programs directly or contact the HelpLine for further assistance.  Thank you, Jessi!

 

Interested in volunteering for CAHC?  Give us a call at 622-7083. 

CAHC's HelpLine is Giving Real
Help to Maine People
 
True Story:
 
A woman called CAHC's HelpLine after she had been told her child could get MaineCare but she and her husband couldn't. The mother recently lost her job and receives unemployment and the father works but income is unpredictable because his hours vary from week to week.  He just learned he has a serious health complication and needs surgery. She wanted to know if there was any other option for them.
 
Over three separate phone calls with the family HelpLine staff walked them through how to proceed. For wages, MaineCare eligibility is typically based on income received in the four weeks prior to the  application date; however if income goes up and down over time, MaineCare can also look at income over a larger period of time.  In this case, it turned out that if the dad's income was averaged over the year, rather than the standard four weeks, his income was in fact low enough that all three of them could be covered by MaineCare, thus enabling him to get the surgery he desperately needs.
 
If you or someone you know has some health coverage questions, maybe we can help.  Feel free to call our toll free HelpLine at 1-800-965-7476 to see if you can get the answers you need.
If you liked the information included in this newsletter, please forward it along to others you think may be interested.  If you are interested in learning more about what CAHC has been working on, or how we may be able to help you in your health care or health coverage matters, visit our Web site. 
 
Sincerely,
Communications Coordinator 
 
Questions about health care or coverage?
Finding affordable health care can be difficult.  What are your choices?  What are your rights?  We can help. We are a non-profit information, assistance, and referral service.  We do not sell insurance.  All calls are confidential.
Health Care HelpLine: 1-800-965-7476 or jderrico@mainecahc.org