Introduction
Health Care for Kids
Health Care for Adults
Health Care for the Elderly
Accessing Hospital Care
Prescription Drug Assistance
Private Insurance
Help Us Help Others
Resource Directory
Download Guide
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
         
         
 

Health Care for
Adults, Pregnant Women &Young Adults
Whether you are working or unemployed, a low-income parent, a pregnant woman, or an individual without children at home, you may be eligible for free or low-cost health insurance.
Last updated in April 2008.

What is covered? MaineCare coverage is fairly comprehensive. It includes nearly all health services -- doctor's visits and treatment, hospital care, prescription drugs, physical therapy, mental health services, and transportation to doctor's appointments.

Pregnant women
have long been eligible for special benefits under MaineCare, and it is easy to qualify. For an expectant single mother with one child already in the home, for instance, you can earn up to $2,934 a month. Assets are not counted.
2008 Monthly Income Guidelines
  Family Size   Income
    .  
 
Expectant Single Mother
. $2,334
  Expectant Mother with one additional family member
. $2,934
 
Expectant Mother with two additional family members
. $3,534
 
Expectant Mother with three additional family members
  $4,134

Coverage can go back as far as three months if you were eligible at that time, and your coverage will continue for at least 60 days after giving birth. Children whose mothers received MaineCare at the time they were born continue to be eligible for one year, regardless of family income.

2008 Monthly Income Guidelines

Young adults
Young adults are
those ages 19 and 20 years old, and are eligible for Free MaineCare if countable family income meets the guidelines to the left and certain assets are below $2,000. Your house and surrounding lot and car, for instance, are NOT counted as assets. (see list of assets not counted). A call to the HelpLine at 1-800-965-7476 can help you determine if you qualify.

  Family Size   Income
    .  
 
1
. $1,300
 
2
. $1,750
 
3
. $2,200
 
4
  $2,650
 
5
  $3,100
 
6
. $3,550
    .  

Adults (age 21-64) without children or without children living at home, who are NOT disabled and NOT pregnant.

There is a waiting list for coverage in this category, due to the Federal Goverment's limits on Medicaid spending for this group. If your
income is below the guidelines listed to the right and certain assets do not exceed the limit, you can send in a application to get on the waiting list. Your house and surrounding lot and car, for instance, are not counted as assets. (See list of assets not counted). A call to the HelpLine at 1-800-965-7476 can help you determine if you qualify.

2008 Monthly Income Guidelines
  Family Size   Income
    .  
 
1
. $867
 
2
. $1,167
       

REMEMBER: The waiting list does NOT apply to pregnant or disabled adults. And, you don't have to have a Social Security Disablity determination in order to apply for MaineCare in the "disabled" catagory. Click here for more information.

2008 Monthly Income Guidelines
Parents.
If you are an adult and have children who qualify for MaineCare coverage, you may qualify too. Parents and stepparents in the household may be eligible if the household's income meets the guidelines to the left and certain assets do not exceed $2,000. Your house and surrounding lot and car, for instance, are NOT counted as assets. (See list of assets not counted). A call to the HelpLine at 1-800-965-7476 can help you determine if you qualify.
  Family Size   Income
    .  
 
1
. $1,734
 
2
. $2,334
 
3
. $2,934
 
4
  $3,534
 
5
  $4,134
 
6
. $4,734
    .  


Applications
For pregnant women, 19- and 20-year-olds, parents and stepparents of children who receive MaineCare, can use the simple, green, two-page application used for children. Adults without children or without children at home have a white, two page application. For the elderly and those with disabilities, a somewhat longer form is required.

Call the HelpLine at 1-800-965-7476
to request an application.
This number is not a DHHS office, and no information will be given out without your consent. They can help you fill out the application, which can then be mailed to the nearest DHHS office. You do not have to apply in person.

You can keep your MaineCare coverage if you meet the income and asset limits. If your income increases over the guidelines, you may be eligible another program called transitional MaineCare which provides an additional six to 12 months of coverage - or four months if the source of additional income is child support.

If you believe you qualify for benefits but have been denied them, you should call your local DHHS office and ask for a Fair Hearing. You can also call the Help Line, 1-800-965-7476, for advice.

Jump to Page:
6