The Affordable Care Act
The Affordable Care Act (ACA) is the name given to the health care reform law enacted on March 23, 2010. This law was created to increase the quality and decrease the cost of health insurance. It has put in place many protections and programs to help reduce the number of uninsured and underinsured people.
Some highlights include:
- Creating the Health Insurance Marketplace, where eligible people can get discounts off the costs of private insurance.
- Preventing insurance companies from denying coverage to children and adults who have a pre-existing condition.
- Allowing you to add or keep young adults on a parent’s health plan until the age of 26.
- Helping you get the maximum value for your premium dollars.
- Making sure you have the right to appeal to an independent entity when your plan denies payment for a service or treatment.
For more information, click through the links under “The Affordable Care Act” listed in the menu on the right. If you don’t find what you need, or if you have questions about anything in this Guide, please contact us. You can call the HelpLineat 1-800-965-7476 (TTY: 1-877-362-9570) or email us.