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Maine
Enacts Universal Access To Health Coverage Plan
First In The Nation Law May Be A
Model For Other States
by
Joseph P. Ditré, Esq., Ex. Dir.,
Consumers for Affordable Health Care
Last
updated on 6/1/04
Policy
Landscape
Maine has a population of 1.2 million. It has the
lowest per capita income of any state in New England
and has an uninsured rate of 11% or about 140,000
people. Maine's non-group insurance market is monopolized
(Anthem has 98% of all non-group insureds) and small
group market is highly concentrated among 3 companies
(Anthem, Aetna, and Cigna share 70% of the small group
HMO market). Four hospital systems, three of which
are the parent companies for the largest medical centers
in Maine, own or control 31 of Maine's 39 non-profit
hospitals, their subsidiaries and affiliates. This
consolidation has driven health care prices steadily
upward. These hospital systems control the delivery
of in-patient and out-patient hospital, nursing home,
home health, some specialty care, and pediatric services.
Managed care has been an utter failure in its attempts
to restrain health care costs. Most insurance carriers
have simply passed costs onto consumers in the form
of higher cost-sharing and fewer benefits. The deteriorating
insurance market motivated the need for change.
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