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Health Care Guide

Health Insurance Proposal Will 
Hurt Older People and
People with Pre-existing Conditions!
Please urge your legislators to vote AGAINST bill LD 1091.
Dear Jaime,
 
LD 1091 would establish a High Risk Pools for Maine.  High Risk Pools are not a solution to fixing our broken health care system.  In fact, they are dangerous proposals that could really hurt consumers, especially those with a medical condition.
 
Contact your legislators here: http://maine.gov/legis/house/townlist.htm and tell them why this bill is bad for Maine people.
 
If you want to speak out against High Risk Pools and LD 1091, the public hearing on the bill is Monday April 6, 2009 at 9:30 am in Room 427 of the State House. 

Or let your legislators know what you think about this bill by contacting them.  Find their cotact information here: http://maine.gov/legis/house/townlist.htm

  • High Risk Pools allow older people and adults and children with pre-existing conditions like asthma, diabetes and cancer to be segregated into separate insurance groups (pools).  They would then have to pay even more than everyone else and get less coverage. 
  • This bill removes important consumer protections that help to ensure security, stability, equity, and fairness in Maine's health care system.  (Gauranteed issue, renewal and community rating protections would be destroyed)
  • This dangerous proposal would allow private insurance companies to rate Maine people based on their health status.
  • This bill is a step backward for Maine.This bill takes away choice.  Insurance carriers would be allowed to deny coverage based on a health problem.  Then the only option the person would have is an expensive, low-benefit High Risk Pool plan.
  • High Risk Pools do not reduce the cost of care.  High Risk Pools just allow the risk and cost to be shifted from the insurance company onto the backs of Maine people and taxpayers. 
  • Across the nation, states had to make up more than $722 million dollars in shortfall or 41.67% of the cost of High Risk Pools according to 2006 data. At a time when everyone is fighting to make ends meet, we can't afford to subsidize the for profit health insurance industry.
  • High Risk Pools will not meet our needs.  We need to control costs and provide guaranteed quality, affordable coverage for all people in Maine.  High Risk Pools do not do that.
box PUBLIC HEARING
 
If you want to speak out against High Risk Pools and LD 1091, the public hearing on the bill is Monday April 6, 2009 at 9:30 am in room 427 of the State House. 
 
Or let your legislators know what you think about this bill by contacting them.  Find their cotact information here: http://maine.gov/legis/house/townlist.htm
 
Our hardworking Maine families deserve a health care system that provides:

Security of comprehensive and quality coverage;
Fairness in coverage based on ability to pay;
Equality in coverage regardless of age, health status or job;
Stability in the costs of care allowing for affordable and predictable coverage;
Choice in allowing consumers to choose their participating provider.
box WANT MORE INFORMATION? 
 
This proposal crushes the values Maine people stand for, or desire, when it comes to health reform.  We urge you to oppose LD 1091 and other similar proposals that put Maine families at medical and financial risk. 
 
For more information on LD 1091 click here: http://janus.state.me.us/legis/LawMakerWeb/summary.asp?ID=280032006 
 
Say "No!" to this harmful proposal that does not lower health care costs. 
 
We need to control rising health care costs - not shift costs onto hard-working Maine families!
 
phone 
Questions about health care or coverage?
Finding affordable health care can be difficult.  What are your choices?  What are your rights?  We can help. We are a non-profit information, assistance, and referall service.  We do not sell insurance.  All calls are confidential.
Health Care HelpLine: 1-800-965-7476 or jderrico@mainecahc.org
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Consumers for Affordable Health Care | PO Box 2490 | Augusta | ME | 04330